If you need to finance a purchase to pay it off over time, you cannot use a debt card. Limits expenditures to cash in bank and/or a daily amount: When you use a debit card, you can only spend up to the amount of money you already have.You don't have to apply and get approved for debit cards like you do with credit cards.
If you have a checking account, you can get a debit card.
Easier qualifications than credit cards: Debit cards are easier to get if you have poor credit. (However, some overdraft protection plans allow you to spend past your limit, but you must repay the balance quickly and you will likely incur a fee.) So, you won't go into debt using a debit card. Doesn't incur debt: With debit cards, you are effectively making purchases in cash-with money you already have, as opposed to money borrowed on credit. While lost or stolen cash is gone forever, a lost or stolen debit card can be reported to the bank, which can deactivate the card, remove any fraudulent transactions from the cardholder’s account, and issue a new card. Transactions made with a debit cards appear on the account holder’s monthly statement, making it easy to see where the money went. Safer than cash: Debits are considerably safer than cash. It also gives you the ability to turn your card off and on in the event it is lost or temporarily misplaced. Additionally, Cards allows you to set up alerts based on spend limit and merchant type. The Cards feature within Central NET and Central MOBILE lets you control when and how your Central Bank Debit Card is used. Register at to redeem your points online for cash back, gift cards, merchandise, travel and more. Sign up for alerts – we’ll contact you if a debit card purchase or ATM withdrawal exceeds a limit you’ve setĮnhanced Personal Identification Number (PIN) security – we restrict access after an excessive number of invalid PIN attemptsĮvery time you use your Central Bank debit card to make a purchase, you’re rewarded with points. 
Use anywhere Visa debit cards are accepted Get cash, transfer funds or check account balances from ATMs
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